Payment Policy

Payment Policy Introduction

At Yiwu Angqi Textile Co., Ltd., we specialise in premium baby textiles — from soft swaddles and organic cot sheets to gentle muslin blankets and nursery bedding. We understand that every purchase you make for your little one is special, and we are dedicated to making your payment experience as smooth, secure, and reassuring as our products.

We use industry‑standard payment processing systems and robust security measures to protect your financial information. All payment transactions are encrypted and routed through secure, PCI‑DSS‑compliant gateways. We never store complete payment card data on our servers, and all sensitive information is handled with the utmost care.

This policy explains which payment methods we accept, how we process your transactions, and what you can expect if you need assistance with a payment or refund.

Accepted Payment Methods

We offer a range of convenient payment options to make your baby‑textile shopping effortless. Whether you are ordering a gift or stocking up on nursery essentials, you can choose the method that suits you best.

PayPal

PayPal is our primary payment partner, offering a fast, secure, and widely trusted checkout experience. You can use your PayPal balance, linked bank account, or any credit/debit card stored in your PayPal wallet.

During checkout, you will be redirected to PayPal’s secure payment page to log in and confirm your payment. PayPal’s Buyer Protection programme adds an extra layer of security for eligible purchases. This method is especially convenient for international customers, as PayPal supports multiple currencies and handles conversion automatically.

Credit & Debit Cards

We directly accept all major credit and debit cards, including Visa and Mastercard. When you choose to pay by card, your details are securely transmitted through our PCI‑DSS Level 1 certified payment gateways, which use advanced tokenisation and point‑to‑point encryption (P2PE). This ensures that your full card number is never exposed to our systems — only a secure token is used for transaction processing.

To avoid authorisation delays, please double‑check that you enter your card number, expiration date, CVV/CVC, and billing address exactly as they appear on your bank statement. A mismatch in the billing address is one of the most common reasons for a decline. If your payment is not approved, we recommend verifying your details and, if necessary, contacting your bank to confirm that no spending limits or security holds are blocking the transaction.

Payment Processing & Security

We treat every transaction with the same care we put into crafting our baby textiles. Our payment infrastructure is designed to be reliable, fast, and exceptionally secure.

Payment Authorization

When you place an order, your chosen payment method is authorised for the total order amount. This is a temporary hold to verify that funds are available. The actual charge is captured only when your order is prepared for shipment.

Credit / Debit Cards: The authorisation hold typically remains for 2–5 business days, depending on your issuing bank. The final charge appears once your order ships.
PayPal: Authorisation and charging usually happen simultaneously, so you will see the transaction in your PayPal activity immediately.

Security Measures

We implement a comprehensive set of security protocols to protect your financial data at every step:

SSL Encryption: All data transmitted between your browser and our servers is encrypted with 256‑bit SSL technology.
PCI DSS Compliance: Our payment processing systems are audited regularly to meet the highest PCI Data Security Standard requirements.
Fraud Monitoring: We use intelligent fraud‑detection tools to flag suspicious activity and protect both you and our business.
Secure Gateways: Every payment is routed through certified gateways that are independently tested and updated continuously.

Payment Issues & Refunds

We want every transaction to be seamless, but we understand that sometimes things don’t go as planned. Here is what to do if you encounter a problem.

Payment Declines

If your payment is declined, common reasons include:

Insufficient funds or credit limit.
Incorrect card details or billing address.
Bank security restrictions or fraud alerts.

Please verify your payment information and try again. If the issue persists, contact your bank or payment provider directly. Our customer support team is also available to help you troubleshoot — just reach out using the contact details below.

Refund Processing

Refunds are always credited back to the original payment method you used for the purchase:

PayPal: Refunds are typically processed within 3–5 business days. The funds will appear in your PayPal balance or linked account shortly after.
Credit / Debit Cards: Refunds may take 7–14 business days to appear on your statement, depending on your financial institution’s processing time.

Once we initiate a refund on our side, we will send you a confirmation email. If you have not received your refund after the expected time, please contact us with your order number.

Currency, Pricing & Contact

Currency & Pricing

All prices on our website are displayed in the currency selected for your region. For international orders, currency conversion is handled by your payment provider (PayPal or your card issuer) using the prevailing exchange rate at the time of purchase. Applicable taxes and shipping fees are calculated and shown clearly during checkout.

Contact Payment Support

If you have any questions about payments, need help with a transaction, or would like to inquire about a refund, our support team is here to assist you.

Phone: +86 159 5797 6015
Email: support@1758cookware.com

For PayPal‑specific issues, you may also contact PayPal customer support directly through their website.

When reaching out about a payment matter, please have your order number ready so we can assist you quickly and accurately.